直接贷款
作品简介:
The Federal Direct Loan program is a federally-funded loan program available to students who need additional resources to pay for educationally related expenses. This loan program should be considered only as a last resort after all other options have been considered. 记住，贷款是必须偿还的! Typically, repayment begins 6 months after you are no longer enrolled at a minimum of 6 credits. Students must complete exit loan counseling before they withdraw, drop below 6 units, or graduate.
可提供的贷款类型:
Click on the sections below to learn more about the Federal Direct loans that are offered at College of the Redwoods through the Department of Education.
注意:我们
不处理私人学生贷款.
- Your school determines the amount you can borrow based on your cost of attendance and other financial aid you receive.
- You are responsible for paying the interest on a Direct Unsubsidized Loan during all 期.
- If you choose not to pay the interest while you are in school and during 宽限期s and 延期 or 忍耐 期, your interest will accrue (accumulate) and be capitalized (that is, your interest will be added to the principal amount of your loan).
- For more information about the UnSubsidized Loan Limits, Interest Rate and Origination Fees
- Federal Direct Parent Loans for Undergraduate Students (PLUS) are available to 父母 of 依赖 本科生.
- Interested 父母 can get more information about limits, interest rates and origination fees at http://studentaid.gov/understand-aid/types/loans/plus/parent
- 家长可在网上申请PLUS www.studentaid.政府.
- 利率是固定的，需要进行信用检查. 信用检查的有效期最长为180天. 信用检查是对你的信用记录进行严格的调查.
- Direct PLUS Loans are loans available to 父母 of 依赖 本科生 to help pay for educational expenses up to the cost of attendance minus all other financial assistance. 在所有期间都要收取利息.
- Parents completing an electronic PLUS MPN or applying for a PLUS loan must use their own FSA ID, 而不是孩子的FSA ID.
- 家长/监护人是家长PLUS贷款的借款人, 不是学生, 家长将负责偿还贷款.
- Parent PLUS borrowers must be the biological or adoptive parent of a 依赖 undergraduate or the spouse of the parent whose income and assets were reported on the Free Application for Federal Student Aid (FAFSA ®)，如果是FAFSA，则会被报告® 被提起.
- If you are experiencing issues with the Parent PLUS Loan Application online, please contact the Student Loan Support Center at: 1-800-557-7394. College of the Redwoods does not oversee the online application process.
- 如果您的FSA ID和密码有问题, 请联系FSA ID帮助中心:1-800-433-3243, College of the Redwoods does not have administrative access to your log in credentials
如何申请学生/家长直接贷款:
- 直接贷款申请流程网页-(按此开始)
- 你可以找到申请直接贷款的说明, as well as any additional information such as eligibility requirements, deadlines and loan processing status on the direct loan request process p年龄, 与上面.
- All students interested in a federal student loan must submit a request as we do not automatically award student loans. To begin this process you must start with completing the FAFSA and all required documents, because you must first have your eligibility for other types of aid determined before your loan request can be considered. Please review the types of loans we offer above before requesting a student loan.
- Parent PLUS Loan Application and Process P年龄 - (Click Here to Get Started)
- Parents can review instructions and resources for applying for a Parent PLUS Loan on our Parent PLUS Loan Process p年龄 at the link above.
- Parents may apply for a Parent Loan for Undergraduate Students (PLUS) online at http://studentaid.gov
- 家长可以使用这个计算器来估计他们的学费: 贷款模拟器
- Students must also have a completed FAFSA on file and meet all federal eligibility requirements in order for a parent to receive a PLUS Loan.
- If you are experiencing issues with the Parent PLUS Loan Application online, please contact the Student Loan Support Center at: 1-800-557-7394. College of the Redwoods does not oversee the online application process.
- 如果您的FSA ID和密码有问题, 请联系FSA ID帮助中心:1-800-433-3243, College of the Redwoods does not have administrative access to your log in credentials.
学生贷款资源:
College of the Redwoods is dedicated to assisting student borrowers with managing their student loans, we have developed some online resources to provide students with guidance on a variety of student loan topics. Please visit the p年龄s below to learn more about your student loans and the resources available to assist you. Each link will take you to a webp年龄 that will include links to outside resources, 校园资源, 视频播放列表.
额外贷款咨询 (可选):
If you have any questions about the loan request process or repaying your loans you can:
-
- dropin:招生 & 经济援助服务窗口或欢迎中心
- 电话:金融援助办公室707-476-4182
- 电子邮件:studentloanassistance@jessicaedaniel.com | FinAid@jessicaedaniel.com.